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Acca Insurance Bookmakers

Your stake back — usually as a free bet — when an accumulator misses out because a single leg lets you down. Every bookmaker below runs a version of it — but the qualifying rules, the caps and the exclusions vary. This compares them on their own live terms rather than just listing names.

BookmakerPromotionWatch for
LadbrokesFootball Acca Insurance
MatchbookMatchbook Monthly Bet Builder-Rebate
UnibetAcca Insurance
Virgin BetAcca Insurance - Free Bet for Losing AccumulatorsOpt-in

A dash means their terms don't state it, not that it doesn't apply — we don't fill gaps with assumptions. Open a bookmaker for their full wording.

Things worth knowing about acca insurance

The refund is usually a free bet, not cash
That matters: a free bet returns winnings only, not the stake, so £20 back as a free bet is worth meaningfully less than £20 back in cash. Our free bet value calculator shows the difference.
One leg down means exactly one
Two losing legs and there's no refund. The insurance covers the near-miss, which is the common case, not a bad afternoon.
Minimum legs and minimum odds apply
Nearly always five legs or more, with a minimum price on each. The specifics are in the operator's terms below.

18+ · #ad · Terms are quoted from each operator's live promotion and re-checked automatically, but theirs are the ones that count. begambleaware.org