Banker Bets

Published: 1st October 2019
Author: Joe Kizlauskas
Last Updated: 7th January 2021
Banker Bets image

Banker Bets

Many punters are unaware of the possible betting strategies within gambling, it is not just about betting on the winner of an event. There are so many different sectors within betting on particular events, you can literally bet on any circumstance. Betting strategies make betting more interesting and enjoyable. You may have heard of other betting strategies such as Lay Betting, Ante-Post Betting and Hedge Betting etc. This type of football prediction is fun as its different to the generic accumulator bet or win/lose/draw singles bets predictions.

What is a Banker Bet?

For those who haven’t heard of a Banker Bet before, a banker bet is a strategy where the bettor has to bet on 3 or more selections within their bet slip, you could argue this is similar to an accumulator bet. The reason it is called a ‘banker bet’ is because the banker bet is the bet you are most confident about winning, that is what the term ‘banker’ refers to. It is understandable that even after a few reads, it is still hard to get your head around. Therefore maybe a few examples and more explanation might be a bit more beneficial and give you a better understanding. The banker bet, so the one particular bet that is the banker, must win in order for the whole banker bet to be successful.

Bet365 Banker

Bet365 Banker Bets are extremely popular amongst customers. Add 3 or more selections to your Bet365 betting slip and the Banker Bet option will become available. Some punters often have difficulty finding the banker bet option, so if this has happened to you, don’t worry, it’s common. The Banker Bet option can only be apparent in your Bet365 bet slip after the selections have been added. Therefore, you need to add the selections first before you can place it.

On your betting slip, you may notice a drop-down menu. This allows you to alter the type of bet you are placing. Generically it is set to standard, so you need to change that. Click on the drop-down menu and reveal the other available choices. One of the options that is available will be “Banker”, this applies to the available bets in the slip. Select this option and your selections will be changed to the Banker Betting slip.

Football Banker Bets Examples

Let’s look at examples of banker bets to put things into a better perspective.

If you were to place a selection of 3 bets. You have to choose one to be the banker bet. So, we will look at it in terms of football, the premier league specifically. You have placed a bet on Man City, Man United and Liverpool all to win. You have chosen Man United as your banker bet because you think they are most likely to win as they are playing the bottom of the league side at home. On some betting sites, you can mark the banker bet, you choose the bet you want to be the banker bet and mark it, normally with a ‘B’. After choosing this to be your final selection, you are now changing this from a standard bet to a banker bet. As you are aware, a standard bet would still allow you to bet on the 3 selection as a whole, as a treble bet, or individually as 3 singles. But now it is a banker bet so these options do not apply. 3 teams are the minimum for a banker bet. After picking the banker team to win, you can then freely choose another team from the other 2 that you think will guarantee a win and join the banker team. If your banker team successfully wins, then all you need is one of the 2 other teams to also win and then you will be awarded with your cash winnings. The maximum number of teams that can be involved in this bet is typically 14. So, all you have to do is pick which teams you want to guarantee a win and be the banker bets. If you were to pick 14 teams and chose 4 banker teams, then you only need 5 of the remaining 10 to win.

Reading through the example, it is clear to see why banker bets can be beneficial compared to other bets. Using accumulator bets as an example, in an acca, you need all the selections to win for you to win the maximum cash prize. In a Banker bet, this isn’t the case at all, not every team needs to win.

You do not need to be predicting a specific team to win in a banker bet, you can go with other selections too. For example, your banker bet may be both teams to score in a game or look at draw profits etc.


The way banker bets work in terms of wagering is pretty difficult to understand. It is not as simple and straightforward as you might like.

With a Banker bet, you bet on each individual selection within the bet. For example, if you have 4 teams in your bet, you will have to bet on each betting selection, let’s say you are going to bet £5 on each selection, which will be mapped out like this:

You have a banker bet at £5 per selection, then you will have £5 x 3 for the treble bets, £5 x 3 for the doubles bet and then a £5 for the whole 4 team accumulator. In total, this will equate to £35.

You can have more than one banker’s in your banker bet too if you are confident that more than one team in the team selections will win. This is where things get a little more complicated.

Using the example of having 4 teams again, you can now pair the banker bets with either of the 2 remaining selections. So, it can come in a structure of either 1/2 for 2 separate bets, or both the remaining selections as a 2/2 in a 4 team acca. This lowers the number of bets that now need to be placed. Meaning to the total betting stakes lower, so now you will only pay £15 instead of £35 as there are only 3 different bets to be made.

The More Banker Bets, The Better?

The benefits to having more bankers in your banker bet can be quite persuading to make you add more bankers. It will make the total stake of the bet lower, so if you have a lot of teams in the accumulator, then having more banker options will lower the stake.

Having confidence in your selected teams will also determine whether this can be beneficial for you, because the more banker teams, the higher the risk as all banker teams needs to win for the bet to be successful. If any banker team loses, the whole bet fails. This is why it is important to make your banker team the best team possible. For example, if you were choosing top teams from specific leagues to be the banker bet, you may decide to go with AC Milan, Bayern Munich, Liverpool, Barcelona, Real Madrid, Manchester City, etc. Strictly speaking, it is safer to go with 1, but then the stakes are higher.  That’s just the way it works with a sports bet.

Banker Bets Vs Standard Bets

It can be a lot cheaper to back a banker bet over a standard bet. Usually betting on Trebles and doubles in a banker bet can be better odds than on a standard bet. For example, using banker bets and paring them together like we discussed earlier, you could end up paying around £15 or £35 if you took the example above, however without using a banker bet, and betting on each individual selection, you would have to pay for the whole accumulator which is £5, 4 trebles, which is £20, six doubles which is £30, giving you a total cost of £55.

However, it is just that risk of unsuccessfully picking the correct banker bet. With a standard bet you don’t have this risk and there is no certain bet to depend on. However, overall, I think it can be more beneficial and should be taken into consideration when placing an accumulator bet. Football betting is made more entertaining with the addition of these betting types.

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About Joe Kizlauskas

Joe is a seasoned iGaming copywriter and speaker who has been in the business since 2015. He's written more words on all elements of iGaming than he likes to remember, and he's contributed material to a number of well-known brands. Joe may be seen playing 5 a side, at the gym or playing games on his Playstation when he is not writing.